Guarantee Loan

Get a Guarantee Loan in India at Anupam Finance Solution.

Let your gold add glitter to your life. Unlock its value with a Guarantee Loan while still continuing to own it.
Anupam Finance is designed to provide liquidity through a Guarantee Loan against your gold and gold jewelry without having to sell them. Let your gold help you bring a golden period to your life.


Features & Benefits-

  1. Avail Guarantee Loan upto Rs. 2,00,000 & upto 85% of value
  2. Hassle-free quick processing of Guarantee Loans
  3. Minimum documentation and quick disbursal
  4. Simplified Paperwork.
  5. Easy Payment options.
  6. ATL - Anytime Liquidity
  7. No EMI, Service only Interest and enjoy the Guarantee Loan facility

Terms & Conditions:-

  1. The rate of interest will be @ 1.5% to 2.5% per month for Guarantee Loan.
  2. Avail Guarantee Loan amount ranging from Rs. 1,000 to Rs. 2,00,000.
  3. The valuation of the gold ornaments will be done by Jeevan Jyoti Credit Co-operative Society through authorized valuers, and the cost of valuation will be borne by the borrower.
  4. Two colored photographs of gold ornaments are required.
  5. Two colored photographs of the borrower and his/her ID proof are required.
  6. The Guarantee Loan interest will be paid on a monthly basis.
  7. In case of nonpayment of interest for 12 months, the gold ornaments will be sold by Jeevan Jyoti Credit Co-operative Society.
  8. The expenditure on sale of gold ornaments plus due loan amount and 5% penalty on due amount interest will be deducted, and the balance amount will be deposited into the loan account.
  9. The borrower has to provide an affidavit declaring the ownership of the ornaments.
  10. In case the borrower does not pay the interest, a penalty of 5% has to be paid along with the next interest installment.